Rates and Terms

Texas Standard Fee Rates

• We offer installment loans with the following Annual Percentage Rates (APRs):

  • 599%

  • 549%

  • 499%

  • 449%

Annual Percentage Rate (APR) Examples

Example loan disclosure provided:

• APR: 599%

• Amount Financed: $300.00

• Finance Charge: $562.61

• Total Payments: $862.61

Payment Schedule Example

• 5 biweekly payments beginning 06/13/2026

• Four (4) payments of $172.54

• One (1) final payment of $172.45 due 10/13/2026

Inception / Origination Fees

• We do not charge inception fees or origination fees.

Standard Loan Terms

• We offer installment loans

• Standard repayment structure:

  • Biweekly payment schedule

  • Fixed payment amounts

  • Fully amortizing repayment structure over the loan term

• Example term shown:

  • $300 loan repaid over 5 biweekly payments

Separate Fee Breakdown by Loan Product

Installment Loan Product

• Loan Type: Installment Loan

• APR Options:

  • 599%

  • 549%

  • 499%

  • 449%

• Origination Fees: None

• Finance Charges:

  • Example: $562.61 finance charge on a $300 loan

• Payment Frequency:

  • Biweekly

• Example Total Repayment:

  • $862.61 total repayment on a $300 loan at 599% APR