What to Know

Yes. We may be able to lend you what you need, even if you’ve been denied before.
An installment loan is a medium-term loan, usually of a higher principal amount than a payday loan, which is repaid in scheduled payments over several months. Installment loans are only available in certain states. Please visit our Rates & Terms page to learn more about the installment loans available in your state.

***With Direct Cash, an installment loan may also be repaid early at any time without any prepayment charges.***
Proof-of-income may be needed for approval. Proof-of-income may include a government benefits award letter or a recent bank statement displaying regular deposits. We have more information on this in our Rates and Terms section
You will be notified by email, once you’ve been approved.
Same day funding is possible or next business day We have more information on this in our Rates and Terms section.
Currently, we do not
Of course. You can pay back your loan early at any time.

Now that you understand the rates and terms of your state, its time to apply

If you are having an issue with your lender or would like to make a complaint -- Call the Online Lenders Alliance Consumer Hotline at 1-866-299-7585 and speak with a live operator who can assit you in reporting fraud and navigating the online lending landscape.