How It Works

The Loans We Give (Installment)

In most states, Direct Cash offers installment loans which are repaid in convenient in installments payment over 4-6 months. If you make your scheduled payments on time, you will pay off your loan in full with the final scheduled payment.

Paying the loan back in full comes with no prepayment charges.


What you’ll need/need to do

  • Show proof of income
  • US Citizen
  • Drivers license or state identification
  • 18 or older
  • Active email address
  • Active checking account

Now that you’ve seen how it works, its time to apply

If you are having an issue with your lender or would like to make a complaint -- Call the Online Lenders Alliance Consumer Hotline at 1-866-299-7585 and speak with a live operator who can assit you in reporting fraud and navigating the online lending landscape.